First-Time Home Buyer Affordability Calculator

Price and Mortgage
Purchase Price: $
Down Payment Amount:
(default 20% of purchase price if leave empty)
Closing and Remodeling Cost: $
Mortgage Rate: $%
Loan Term: $Years
Other Cost When Owning a Property
Yearly Property Tax Rate: $%
Monthly HOA: $
Monthly Home Insurance and Maintenance Cost: $
Your Annual Family Gross Income:
(used when calculating your affordability)
Your Income Tax Rate:
(used when calculating your tax savings)
Non-Housing Monthly Living Expenses:
(including auto/transportation cost, household cost, grocery, childcare, and life styles. If not sure, please use our living expense calculator.)

* Disclaimer: Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. does not guarantee the accuracy of any information available on this site, and is not responsible for any errors, omissions, or misrepresentations.